This is to inform you that the Articles of Association as amended in Article 5 by the Shareholders' Meeting of 27 March 2025 - registered  in the Milan-Monza-Brianza-Lodi Trade and Companies Register on 21 May 2025 following the authorization of the European Central Bank of 23 April 2025 - have been published and are available on the Company's website  www.unicreditgroup.eu/articles-association  as well as on the website of the authorized storage mechanism "eMarket STORAGE" managed by Teleborsa S.r.l. (www.emarketstorage.it/en) and are available to shareholders at the Company's Registered Office in Milan.    Milan, 3 June 2025         Enquiries: Investor Relations e mail: investorrelations@unicredit.eu Media Relations e mail: mediarelations@unicredit.eu

  Today, UniCredit S.p.A. (issuer rating Baa1/BBB+/BBB+) successfully issued dual tranche senior bonds comprising of a EUR 1 billion with 6 years maturity, callable after 5 years, and of a EUR 1 billion with 10 years maturity, targeted to institutional investors.   The issuance follows a book building process that gathered a combined demand of approximately EUR 5.8 billion, with more than 300 orders from institutional investors. Given the strong market feedback, terms of the two tranches were set as follows:   -          for the 6NC5 years bond, the initial guidance of 125bps over the 5-year mid swap rate has been revised downwards and set at 95bps, resulting in a fixed coupon of 3.10% paid annually, with an issue/re-offer price of 99.90%. The bond will have a one-time issuer call on June 2030. Should the issuer not call the bond, the coupons for the subsequent periods until maturity will reset to a floating rate equal to 3-months Euribor plus the initial spread of 95bps -          for the 10 years bond, the initial guidance of 150/155bps over the 10-year mid swap rate has been revised downwards and set at 125bps, resulting in a fixed coupon of 3.725% paid annually, with an issue/re-offer price of 99.811%. The final allocation of the 6NC5 bond has been mainly in favor of funds (72%) and banks/private banks (23%), with the following geographical distribution: France (28%), Germany/Austria (25%) and UK (13%). Regarding the 10 years bond, the final allocation has been mainly in favor of funds (53%) and hedge funds (15%), with the following geographical distribution: France (27%), UK (24%) and Germany/Austria (21%).   UniCredit Bank GmbH acted as sole Global Coordinator and as Joint Bookrunner together with ABN AMRO, BBVA, BNP PARIBAS, Erste Group, IMI - Intesa Sanpaolo, LBBW, Natixis, NatWest and JP Morgan.   The bonds, part of the 2025 Funding Plan and documented under the issuer’s Euro Medium Term Notes Program, will rank pari passu with the outstanding Preferred Senior debt and will contribute to further strengthen UniCredit’s best-in-class buffers over relevant requirements, granting optionality and flexibility for funding in the remainder of 2025.   The expected ratings are as follows: Baa1 (Moody’s)/ BBB+ (S&P)/ BBB+ (Fitch).   Listing will be on the Luxembourg Stock Exchange.     Milan, 3 June 2025   Contacts:  Media Relations e-mail: MediaRelations@unicredit.eu Investor Relations e-mail: InvestorRelations@unicredit.eu  

  UniCredit presents new proprietary research to explore the economic, social and cultural impact of longevity, with the first two Observatories unveiled at the inaugural Forum and more to follow     Milan, 28 May 2025 – Today at Palazzo Mezzanotte in Milan, UniCredit hosted the inaugural Longevity Economic Forum 2025, unveiling a new series of proprietary research Observatories developed in collaboration with the UK’s National Innovation Centre for Ageing (NICA) and asset manager Fidelity International. The reports provide in-depth analysis across all UniCredit’s core markets and aim to foster dialogue on the implications of longer life expectancy.   Among the key insights presented: The UniCredit Longevity Index, which assesses how well countries are positioned to support longer, healthier lives through four key dimensions: individual behaviour, healthcare systems, physical environments and social conditions Insights on Lifestyles & Leisure Trends, which examines how longer life expectancy is reshaping behaviour, consumption, identity and education By 2050, life expectancy in Europe is projected to rise by 4.5 years, with healthy life expectancy increasing by only 2.6 years, to 67.4 years, further widening the critical gap between lifespan and healthspan. Looking further ahead, life expectancy could reach nearly 100 years, adding 27.4 more years of life – or around 240,000 extra hours. Yet living longer does not necessarily mean living better.   UniCredit is committed to anticipating future needs, supporting clients, and contributing to a broader conversation on longevity that creates lasting value. To this end, the Bank has developed a robust research platform - which includes the Longevity Index, the Empowered Living Indicator, and thematic Observatories - to better understand and address the social, economic and behavioural shifts associated with longer lives.   The UniCredit Longevity Index (LI) offers a composite score, helping to compare country performance in supporting healthy longevity. Among UniCredit’s core markets, Germany, Austria and Slovenia score the highest, followed by Italy. These rankings reflect their investment in inclusive healthcare, robust social policies and age-friendly infrastructure.   Alongside the Longevity Index, UniCredit also introduced the Empowered Living Indicator (ELI), which provides a personal perspective on wellbeing. It evaluates emotional fulfilment, individual freedom and the quality of social relationships, highlighting how empowered citizens feel in pursuing meaningful, satisfying lives. In some countries, the deltas between the results of the LI and the ELI are particularly striking, showing that effective longevity strategies must address both macroeconomic frameworks and individual wellbeing.   Together, these tools are intended to guide decision-makers in addressing the challenges of ageing populations and designing systems that enhance wellbeing across life stages. UniCredit sees this as both an opportunity and a responsibility to contribute meaningfully to this transition.    “This initiative is about more than just research – commented Richard Burton, Head of Client Solutions at UniCredit. We want to promote collaboration across institutions, businesses and communities on this important topic and, as both a bank and a responsible European institution, we are proud to play a leading role in the conversation.”     The Lifestyles & Leisure Trends Observatory reveals a cultural shift in how people approach time, work, and identity: With the over-65 population expected to double by 2050, traditional work-retirement models are becoming outdated Second careers, lifelong learning, and flexible education paths are gaining traction People increasingly prioritise health, flexibility and purpose as central to their fulfilment These trends point to a growing “longevity economy”, a space of untapped potential where new behaviours drive demand for health-positive consumption, non-linear life planning and wellbeing-led services.   Nic Palmarini, Director of NICA, explained: “This is not just about age, it's about ambition. People want to extend both their lifespan and healthspan, living longer with purpose, health and choice. That requires transforming systems to match the forthcoming scenario of a longevity society.”   Keith Metters, President of Fidelity International, added: “Longevity is one of the best problems a society can have. And as an industry, we play a key role in helping investors achieve the best outcomes to support their longer lives”.   Nobel Laureate and honorary president of the I.S.E.O. Institute, Michael Spence noted: “The longevity economy is not just about living longer. It’s about reshaping industries, investment strategies and society itself.”   Nobel Laureate Robert C. Merton said: “Longevity investment should encompass broader economic and social systems that empower individuals to live productive, fulfilling lives throughout their extended years.”   Annie Coleman, Ambassador of the Stanford Center on Longevity, reinforced the call for systemic change, saying “We need dynamic systems that support reinvention over multiple life stages. Retirement isn't the end, it's a transition.”   Through this Forum, UniCredit renews its commitment to developing financial solutions that respond to the opportunities and challenges of longer lives - from investment to protection - with insurance playing a growing role. The objective is to turn demographic change into a driver of sustainable growth, resilience and prosperity.   As a pan-European commercial bank, UniCredit supports both individual clients and businesses in adapting to the longevity era, unlocking long-term value and enabling inclusive progress.    

  UniCredit SpA (“UniCredit”) announces that today it has entered into financial instruments with primary investment banks relating to a circa 9.7% stake in Alpha Services and Holdings S.A. (“Alpha”), at a price embedding a discount versus previous closing share price. Physical settlement under the new financial instruments may only occur after the required regulatory approvals have been obtained.   Together with the 9.6% currently held, UniCredit overall positions in Alpha will total c. 20%, allowing to equity consolidate and therefore better reflect the positive contribution of the strategic partnership.   UniCredit will submit all the required regulatory filings for acquiring a stake in Alpha above 10% and up to 29.9%.   The transaction will generate an additional net profit of c. €180m per year, which UniCredit will return to its shareholders in line with its distribution policy.   The completion of the transaction is expected to occur within the end of 2025. It will have an impact of c. 40bps on UniCredit CET1 ratio, with an as-is return of the investment of c. 16% (c. 19% since inception), which we anticipate will improve thanks to the initiatives that are being pursued in the partnership.   CEO Andrea Orcel said: “This step strengthens our successful partnership with Alpha, which has already delivered value well in excess of expectations. And there is much more to come. We have confidence in Alpha’s leadership, their strategy, and Greece’s growth trajectory. Throughout this partnership, our engagement with Greece's government and leading institutions has been extremely positive. Their approach and support has contributed significantly to the partnership’s success, and to this further investment."   As always, the primary focus for UniCredit’s management team continues to be on the execution of UniCredit Unlocked and the delivery of superior sustainable profitable growth and distributions for shareholders.      Milan, 28 May 2025   Contacts:  Media Relations e-mail: MediaRelations@unicredit.eu Investor Relations  e-mail: InvestorRelations@unicredit.eu

  The rating agency Moody’s has improved the outlook of UniCredit SpA’s senior preferred debt and long-term deposit ratings from ‘stable’ to ‘positive’. The ratings have been affirmed at ‘Baa1’.   At the same time, the rating agency has improved the assessment of operating conditions for banks in Italy increasing the Macro Profile to ‘Strong’ from Strong-‘. The rating action follows the recently assigned ‘positive’ rating outlook for Italy, while UniCredit has a stronger standalone creditworthiness and continues to be rated at two notches above the sovereign, the maximum allowed by Moody’s methodology.   Moody’s has confirmed its expectation that should the acquisition of Banco BPM be finalized, the financial profile of UniCredit would remain broadly unchanged, while UniCredit’s standalone rating could be upgraded above the sovereign in the event of UniCredit acquiring Commerzbank.   For further details please refer to the corresponding press release on the website of the rating agency: www.moodys.com     Milan, 28 May 2025     Contacts Media Relations: e-mail MediaRelations@unicredit.eu Investor Relations: e-mail InvestorRelations@unicredit.eu