·       Pan-European bank continues to deliver on its Unlocked strategy, accelerates its move into digital banking ·       Expansion will have a material impact on UniCredit’s bottom line in under 3 years ·       Investment provides ability to profitably re-enter Poland and potential to expand in select Western European countries     UniCredit S.p.A. (“UniCredit”) announces that, having received approvals from all the relevant authorities, it acquired the entire share capital of Aion Bank SA/NV ("Aion Bank") and Vodeno Sp. z o.o. ("Vodeno" and, together with Aion Bank, the "Companies") for an aggregate consideration equal to Euro 376 million.   The closing of this transaction – first announced on 24 July 2024 – is perfectly aligned with the new acceleration phase of the UniCredit Unlocked strategy, enabling UniCredit to accelerate its organic growth, entering new markets, businesses and client segments. It also further demonstrates our M&A discipline, where we keep a laser focus on the incremental value we can create with investments that also enhance our ability to support clients and communities across Europe.   The transaction marks an acceleration of the bank’s activity in the digital banking space, standing as one of the first moves by a bank to acquire full ownership of a new technology (without any dependencies from third-party providers), ensuring strong differentiation from pure technology providers, neobanks and incumbents undergoing digital transformation.   Through the combined capabilities of Aion Bank and Vodeno, UniCredit now has access to an innovative, scalable, and flexible cloud-based platform, based on API connectivity and with smart contract technology built in – all of which can be integrated with the processes and procedures of a fully-fledged bank. This is the foundation for a digital offering that combines the high-quality user experience of a neo-bank with the financial strength and regulatory oversight of a traditional player.   UniCredit will also benefit from unique advantages by accessing Vodeno’s technology and talents. This means high flexibility in developing new products and integrate external solutions, an extremely low cost to serve - far below that of traditional banks - and improved time-to-market in developing and testing new solutions to further penetrate targeted clients’ segments and to enter in new countries.   Our initial pilots consist, among others, of re-entering the Polish market, expanding in adjacent Western European countries, and offering Embedded Finance solutions. Beyond leveraging Aion Bank’s ECB banking licence and established mobile-first offering for retail and SME clients, we can expand Aion Bank and Vodeno’s existing Banking-as-a-Service (BaaS) offering across key European markets, including Germany and Poland. This would see the bank embed its services – ranging from account access and deposits to lending, payments and loyalty programs – directly into non-banking digital platforms, facilitating seamless customer experiences.   UniCredit plans to progressively invest up to €200m, with payback of under two years. We have the ambition to add 2.5 million clients, achieving a ROAC above 25% and a cost income ratio of 34% within three years, all leading to a meaningful impact on Group net profit – as presented with our 2024 year-end results.   Andrea Orcel, CEO UniCredit said: “Our commitment to constantly delivering best in class returns and distributions sustainable over time is perfectly balanced with our commitment to investing in our future. Within this context Aion Bank / Vodeno is an investment both in enhancing our own technological capability – through the acquisition of a proven team that has developed one of the most modern and flexible core banking systems around – and in our business, enabling us to grow significantly through entering new markets, businesses and client segments. This is evidence of UniCredit’s strategic plan in action and the immense value already unlocked through this investment alone suggests that there is much more to come.”   Following the close of the transaction, UniCredit now owns a next-generation core banking technology, with a cloud-based, fully operational and scalable digital banking platform and a comprehensive range of products for high-value segments (e.g. affluent, SMEs). It also has the capabilities to:   ·       Further enhance in-house technological expertise, leveraging a separate team of expert technologists and developers, enhancing our capability to innovate, adapt swiftly to market changes and dramatically reduce time to market. ·       Obtain a separate innovation and testing hub, to develop, test and launch new solutions and functionalities. ·       Pursue new targeted client segment and market expansion through a flexible platform, enabling a more viable and profitable entrance into new European markets, by leveraging a primarily digital bank model that minimises costs, accelerating time-to-market and integration of new solutions. ·       Bolster UniCredit's embedded finance proposition, delivering new services to marketplaces, e-commerce, and retailers as well as providing Banking-as-a-Service for selected fintechs. ·       Enhance the proposition for individuals and SMEs, fostering UniCredit's competitive edge in the digital banking landscape for SMEs and individuals, positioning UniCredit as a leader in innovation and customer experience.   The acquisition will have a minimal negative impact on UniCredit's consolidated CET1 ratio of c. 12 basis points.     Milan, 7 March, 2025   For further information, please contact: MediaRelations@unicredit.eu InvestorRelations@unicredit.eu

  UniCredit S.p.A. informs that it has made available to the public, at the Company's Registered Office, on the website of the authorized storage mechanism "eMarket STORAGE" managed by Teleborsa S.r.l. (www.emarketstorage.it/en) as well as on UniCredit website (www.unicreditgroup.eu/agm27march2025), the information document prepared pursuant to Article 70 of the Issuers‘ Regulation and related to item 1 of the extraordinary part of the agenda of the Shareholders’ Meeting convened for 27 March 2025.         Milan, 7 March 2025   Contacts:   Media Relations e-mail: MediaRelations@unicredit.eu Investor Relations e-mail: InvestorRelations@unicredit.eu

  Charles Leclerc and Lewis Hamilton will join UniCredit team members and the public for the “Scuderia Ferrari HP Drivers Presentation by UniCredit” event on Thursday 6 March, kicking off the multi-year partnership between the bank and Ferrari     UniCredit brings Scuderia Ferrari HP back to the centre of Milan for an unforgettable event. On the afternoon of Thursday 6 March the Ferrari team, including drivers Charles Leclerc and Lewis Hamilton, Team Principal Fred Vasseur and CEO Benedetto Vigna, will join UniCredit CEO Andrea Orcel and UniCredit team members in Piazza Castello.   During the "Drivers Presentation by UniCredit" Charles Leclerc and Lewis Hamilton will be on stage to meet and interact with the fans together with the Team Principal, Fred Vasseur. This is an exciting moment for the Ferrari team to connect with fans before they depart to kick off the new Formula 1 season at the Australian Grand Prix on Sunday 16 March.   The opportunity to bring Scuderia Ferrari HP back to the city where UniCredit has its headquarters owes thanks to the great effort of the municipality of Milan. Sure to be an incredible occasion, the event will take its place in Milan’s history alongside the crowd bath in Piazza Duomo in 2019 which celebrated the 90th anniversary of the Scuderia.   This event is the result of the multi-year premium partnership between UniCredit and Ferrari, which unites two prestigious Italian companies in an alliance based on innovation and the creation of new services and experiences for UniCredit customers and Scuderia Ferrari HP fans, with the motto "Bound by Passion. United in Excellence".   The event. Fans will be able to approach the location from the early afternoon, where entertainment will be provided from 4 pm with a DJ set. Starting at 5 pm, UniCredit CEO Andrea Orcel and Ferrari CEO Benedetto Vigna will be welcomed by Carlo Vanzini, Vicky Piria and Ivan Capelli from Sky Italia, Media Partner, for a live broadcast. Shortly after, the Team Principal will take the stage together with the Italian voices of Formula 1. Charles Leclerc and Lewis Hamilton will also be on stage to answer questions from fans. In addition to the loyal fans of the Scuderia Ferrari Club, the audience will be comprised of guests and employees of UniCredit from all the countries where the pan-European bank is present.   Security restrictions. For security reasons, some restrictions are expected: access to the square will be free until the maximum capacity of each entrance is reached. Those who do not find a place in either location will be able to follow the event on the giant screens set up in the streets adjacent to the square, while Sky Italia and Now (in Italy) will be broadcasting live from Milan from shortly before 5pm.   Milan, 3 March 2025     Contacts Media Relations: MediaRelations@unicredit.eu  

  VOLUNTARY PUBLIC EXCHANGE OFFER LAUNCHED BY UNICREDIT S.P.A. ON ALL ORDINARY SHARES OF BANCO BPM S.P.A.   PRESS RELEASE   Milan, 28 February 2025 - With reference to the voluntary public exchange offer pursuant to and for the purposes of art. 102 and 106, paragraph 4, of the TUF (the "Offer"), concerning all the ordinary shares of Banco BPM S.p.A. ("BPM"), UniCredit S.p.A. (“UniCredit”) informs that today it has filed with Consob for  approval the prospectus prepared pursuant to Regulation (EU) 1129/2017, relating to the UniCredit shares   to be assigned to the shareholders of BPM who shall adhere to the Offer.   This press release is disclosed pursuant to art. 36 of the Issuers’ Regulation.     * * *     THIS PRESS RELEASE DOES NOT CONSTITUTE THE EXTENSION OF AN OFFER TO ACQUIRE, PURCHASE, SUBSCRIBE FOR, SELL OR EXCHANGE (OR THE SOLICITATION OF AN OFFER TO ACQUIRE, PURCHASE, SUBSCRIBE FOR, SELL OR EXCHANGE), ANY SECURITIES IN ANY JURISDICTION, INCLUDING THE UNITED STATES OF AMERICA, AUSTRALIA, CANADA, JAPAN, OR ANY OTHER JURISDICTION WHERE TO DO SO WOULD CONSTITUTE A VIOLATION OF THE LAWS OF SUCH JURISDICTION AND ANY SUCH OFFER (OR SOLICITATION) MAY NOT BE EXTENDED IN ANY SUCH JURISDICTION.   The public voluntary exchange offer described in this press release (the “Offer”) will be promoted by UniCredit S.p.A. (the “Offeror” or “UniCredit”) over the totality of the ordinary shares of Banco BPM S.p.A. (“BPM”).   This press release does not constitute an offer to buy or sell BPM’s shares.   The Offer will be launched in Italy and will be made on a non-discriminatory basis and on equal terms to all shareholders of Banco BPM S.p.A.. The Offer will be promoted in Italy as BPM’s shares are listed on the Euronext Milan organised and managed by Borsa Italiana S.p.A. and, except for what is indicated below, is subject to the obligations and procedural requirements provided for by Italian law.   The Offer is not as of today being made in the United States (or will not be directed at U.S. Persons, as defined in Regulation S under the U.S. Securities Act of 1933, as subsequently amended (the “U.S. Securities Act”)), Canada, Japan, Australia or any other jurisdiction where to do so would constitute a violation of the laws of such jurisdiction and any such offer (or solicitation) may not be extended in any such jurisdiction (“Other Countries”). The Offeror reserves the right to extend the Offer in the United States exclusively to certain professional investors who qualify as Qualified Institutional Buyers, as defined in Rule 144A under the U.S. Securities Act, by way of a private placement in compliance with United States federal laws and regulations concerning the offer of financial instruments and with United States laws concerning tender offers, insofar as applicable. Such potential extension of the Offer in the United States would occur by way of a separate offer document restricted to Qualified Institutional Buyers. A copy of any document that the Offeror will issue in relation to the Offer, or portions thereof, is not and shall not be sent, nor in any way transmitted, or otherwise distributed, directly or indirectly, in the Other Countries. Anyone receiving such documents shall not distribute, forward or send them (neither by postal service nor by using national or international instruments of communication or commerce) in the Other Countries.   Any tender in the Offer resulting from solicitation carried out in violation of the above restrictions will not be accepted. This press release and any other document issued by the Offeror in relation to the Offer do not constitute and are not part neither of an offer to buy or exchange, nor of a solicitation to offer to sell or exchange financial instruments in the United States or in the Other Countries. Financial instruments cannot be offered or sold in the United States unless they have been registered pursuant to the U.S. Securities Act, or are exempt from registration. Financial instruments offered in the context of the transaction described in this press release will not be registered pursuant to the U.S. Securities Act, and UniCredit does not intend to carry out a public offer of such financial instruments in the United States. No financial instrument can be offered or transferred in the Other Countries without specific approval in compliance with the relevant provisions applicable in such countries or without exemption from such provisions.   This press release may only be accessed in or from the United Kingdom who are “qualified investors” within the meaning of Article 2(e) of Regulation (EU) 2017/1129 as forming part of United Kingdom law by virtue of 'European Union (Withdrawal) Act 2018, as amended, and who (i) have professional experience in investment matters under section 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (as amended, the “Decree”); or (ii) are persons who have a high net worth and who fall within article 49(2)(a) - (d) of the Decree (the aforementioned subjects, jointly, the “Relevant Persons”). Any investment activity to which this document refers is available only to Relevant Persons.   Financial Instruments described in this press release are made available only to Relevant Persons (and any solicitation, offer, agreement to subscribe, purchase or otherwise acquire such financial instruments will be directed exclusively at such persons). Any person who is not a Relevant Person should not act or rely on this document or any of its contents.   Tendering in the Offer by persons residing in jurisdictions other than Italy may be subject to specific obligations or restrictions imposed by applicable legal or regulatory provisions of such jurisdictions. Recipients of the Offer are solely responsible for complying with such laws and, therefore, before tendering in the Offer, they are responsible for determining whether such laws exist and are applicable by relying on their own advisors. The Offeror does not accept any liability for any violation by any person of any of the above restrictions.    

  Following the press release on the same date, UniCredit S.p.A. informs that it has made available to the public, at the Company's Registered Office, on the website of the authorized storage mechanism "eMarket STORAGE" managed by Teleborsa S.r.l. (www.emarketstorage.it/en), as well as on UniCredit website (www.unicreditgroup.eu/agm27march2025), the documentation concerning all the items on the Agenda of the Shareholders' Meeting convened on 27 March 2025*.     * KPMG S.p.A., which has been appointed to perform the sustainability assurance engagement pursuant to article 8 of Legislative decree no. 125 of 6 September 2024, issued the report required by article 14-bis of Legislative decree no. 39 of 27 January 2010, as amended by article 9 of Legislative decree no. 125/2024. This report was issued on 25 February 2025, following the entry into force of Law no. 15 of 21 February 2025, converting Decree law no. 202 of 27 December 2024, which specifies the requirements for the issuance of assurance reports, pending the adoption of the decree of the Ministry of Economy and Finance pursuant to article 6.1-bis of Legislative decree no. 39/2010.     Milan, 25 February 2025   Contacts:   Media Relations e-mail: MediaRelations@unicredit.eu Investor Relations e-mail: InvestorRelations@unicredit.eu