For the ninth consecutive year, UniCredit has been officially certified as a Top Employer in Europe, thanks to certifications achieved by the Group’s banks in Austria, Bosnia & Herzegovina (Mostar), Germany, Italy, Romania, Serbia, and by UniCredit’s branch in Poland.   Siobhán McDonagh, Head of Group People & Culture at UniCredit, commented: "We are very proud that the Top Employer Institute has once again recognised our ongoing dedication to creating a workplace where every individual feels valued, respected and empowered to thrive. By fostering a culture of inclusivity, well-being, and continuous growth, we enable our people to unlock their full potential, driving not only personal success but also creating lasting value for our customers, communities, and stakeholders across Europe."   Being certified as a Top Employer showcases UniCredit’s dedication to building a better place of work, as demonstrated by excellent HR policies and people practices. Over the years, UniCredit has channelled its efforts into driving a substantial cultural transformation, striving to redefine the bank’s future and positioning as the bank for Europe’s future.   The Top Employers Institute programme certifies organisations based on the participation and results of their HR Best Practices Survey. This survey covers six HR domains consisting of 20 topics including People Strategy, Work Environment, Talent Acquisition, Learning, Diversity & Inclusion, Wellbeing and more.    Top Employers Institute CEO, David Plink says: “Consistency in a not-so-consistent world? Amidst constant change - through technological advances, economic shifts, and evolving social landscapes—it is inspiring to see people and organisations rise to the challenge. This year, the Top Employers Certification Programme highlights the dedication of our Top Employers as they continue to set the standard, consistently delivering world-class HR strategies and practices. These Top Employers strive to foster growth and wellbeing, all while enriching the world of work. We are proud to celebrate these people-first leaders and teams as the Top Employers for 2025!”   About Top Employers Institute Top Employers Institute is the #1 global authority on HR strategies. Through its world-leading certification and data-led insights, it guides and empowers organisations to deliver transformational people practices, drive business outcomes, and attract, engage, and retain top talent.   Milan, 20 January 2025   For further information, please contact: mediarelations@unicredit.eu

  UniCredit multi-year partnership with Ferrari, the world-famous luxury brand, was first announced in September 2024. Bridging tradition and innovation, the renowned Italian brands share a passion for high performance and excellence, of the shared value of inclusivity, and the desire to give back to their respective communities. UniCredit is planning together with Scuderia Ferrari HP a joint event in Milan, the home city of UniCredit.   In a press conference held today at UniCredit’s headquarters in Milan, featuring Andrea Orcel, UniCredit Group CEO, and Ferrari CEO, Benedetto Vigna, further details of the multi-year premium partnership, that was first announced in September 2024, have been revealed. This collaboration brings together two major Italian companies in an exciting collaboration focused on innovation and delivering new services and experiences for UniCredit customers and Scuderia Ferrari HP fans , under the name of ‘Bound by Passion. United in Excellence’.   To celebrate the partnership, UniCredit is planning together with Scuderia Ferrari HP a joint event to take place in March 2025 in Milan, the home city of UniCredit, providing an exciting launchpad for the partnership that the city and sporting community can enjoy.   This new partnership kicks off just as seven-time World Champion Lewis Hamilton joins Scuderia Ferrari HP to team up with Charles Leclerc, a graduate of the Scuderia Ferrari Driver Academy and one of the sport’s most impressive talents. Together, they form a driver line-up poised to deliver thrilling performances on the track. With UniCredit’s support, unique opportunities will be created to connect with the global community, such as exclusive events, shared storytelling, and initiatives that showcase the synergy between these two iconic Italian brands. UniCredit will bring added value to its customer base and stakeholders, offering them the chance to experience the excitement and precision of Formula 1 in memorable ways.   Sharing a commitment to high-performance – for Scuderia Ferrari HP, on the track, while UniCredit is driven by delivering financial solutions that empower clients and communities to progress – the partners will also collaborate to develop new banking opportunities for Ferrari fans and clients of the pan-European bank.   UniCredit and Ferrari are equally committed to sustainability and inclusivity within their institutions and across the world. Ferrari is on a journey to reach carbon neutrality by 2030 and is committed to giving back to the communities it reaches with a focus on education. Similarly, UniCredit is advancing ESG (Environmental, Social, and Governance) goals through impactful initiatives and has a track record of strong partnerships with its clients in helping them achieving their ESG agenda. On the social side with the UniCredit Foundation’s Edu-Fund Platform, which has allocated €14 million to combat educational poverty. These shared values underline a partnership dedicated to fostering a sustainable and equitable future through tangible actions.   Andrea Orcel, UniCredit Group CEO, said: “UniCredit is extremely proud to launch this landmark partnership with a  fellow Italian brand that respects its proud heritage, while looking globally and towards the future. Our multi-year partnership with Ferrari marks a new phase of collaboration, building a bridge between the worlds of finance and racing based on a strongly held, shared commitment: towards delivering our best for people in the right way. Working together, we will provide high-performance financial solutions that empower our clients and communities to progress, and ensure that Ferrari’s fans can get as close to the action as possible.”   Benedetto Vigna, Ferrari CEO, said: “We are thrilled to embark on this exciting partnership with UniCredit, a bank that embodies the same spirit of innovation and excellence that defines our brand. Together with them, we will celebrate our heritage and continue to redefine the limits of possible in racing and financial worlds. This collaboration represents a further commitment to our clients, fans, and communities, ensuring they are at the heart of every initiative. United, we look forward to a future filled with passion and performance.”     Milan, 16th January 2025     Contacts UniCredit Media Relations: e mail: MediaRelations@unicredit.eu

  UniCredit announces the launch of “UniCredit for CEE 2025”, a holistic umbrella framework with concrete financial, accounts management and advisory solutions across CEE. It is designed to offer micro and small businesses a suite of favorable financing solutions, amounting to EUR 2.3 billion.   The initiative builds on the success of UniCredit for CEE 2024, which has provided across CEE more favorable financing amount of above EUR 2 bn, as well as accounts management and advisory to more than 9300 micro and small corporate clients.   The launch of the “UniCredit for CEE 2025” was announced at The Central & Eastern European Forum, an influential event that gathers in Vienna over 2,000 stakeholders from the finance sector, including issuers, investors, and policymakers from more than 45 countries. Aligned with UniCredit’s vision to be The Bank for Europe’s Future, the “UniCredit for CEE 2025” includes: Favorable Financing o   Access to over EUR 2.3 billion in financial support through 57 programs with 20+ international partners, including the EIB, EIF, and EBRD. o   Over 9,000 businesses will benefit from lower collateral requirements and pricing advantages, special account management conditions, mentoring, ESG advisory programs and more.   ·       Account Management o   Customized solutions, including fee waivers for third sector organizations and welcome packages for new clients, tailored to local market needs.   ·       Advisory Services o   Support for transitioning to sustainable business practices through workshops, events, mentoring, and development programs for small business owners. These initiatives aim to empower enterprises to embrace innovation and technology while scaling their operations.   Teodora Petkova, Head of UniCredit for Central and Eastern Europe, UniCredit: “CEE is a strategic region of growth for Europe and UniCredit. We are a strong and reliable partner, supporting our clients through innovative initiatives like UniCredit for CEE, as we seek to deliver on our purpose to empower the communities that we operate in to progress. “   With “UniCredit for CEE 2025,” the bank reaffirms its commitment to driving growth and sustainability in the micro and small business sector, setting the stage for a more competitive CEE region.   UniCredit research shows that SMEs play an important role in CEE economies. They contribute more to the turnover, to employment and to GDP than large companies. However, they have lowеr productivity, compared to larger companies. One of the measures to tackle this is to further improve access to funding, and UniCredit for CEE is a step in that direction.   According to UniCredit macroeconomists the businesses in CEE will operate in an environment which is challenging for the region. Nevertheless, the group expects growth of between 2% and 3% in most CEE countries in 2025, above the growth rates in Western Europe”. The growth will mainly be driven by domestic demand in the region. Consumption will be supported by still-tight labor markets. Employment will grow, driven by service sectors, although job creation in industry has been decreasing in most countries.     For further information, please contact: mediarelations@unicredit.eu    

  ·       Initiative reflects the bank’s ongoing efforts to simplify its operations and evolve its securities set-up ·       Over 200 jobs created in total, including more than 140 in Germany and 60 in Italy   UniCredit has today announced plans to bring its back-office activities for securities services across Italy and Germany in house, standardising its set-up and suppliers in a move that is set to create over 200 new jobs.   The internalisation will involve building out a back-office platform for the bank’s custody services business, initially focused on Germany, while staffing teams to manage these operations in house – creating more than 140 new jobs in Germany, where the service was previously mostly outsourced. There will also be a further 60 roles created in Italy, drawing on both the market and the bank’s reskilling programme agreed with the trade unions.   The move comes as part of a Group-wide optimisation of the bank’s securities set-up, aiming to create a standardised approach across Italy and Germany, underpinned by common partners and a modern platform. This will, in turn, provide a more secure, flexible and cost-efficient foundation for the delivery of the bank’s custody services, bringing the teams closer to their clients and enabling them to be more agile and impactful in their execution.   The bank is in close contact with the relevant Works Councils to define the necessary next steps together.   Commenting on the initiative, Richard Burton, UniCredit’s Head of Client Solutions, said: “We continue to focus on the simplification of our business – internalising value chains and leveraging our scale so we can become more impactful on behalf of our clients. This latest move in custody services is a step in the same direction – giving us a stronger, more flexible foundation to meet our clients’ changing needs.”   “We are constantly developing our processes and checking whether it makes sense to build up external expertise internally. We see great potential in our in-house custody services to strengthen our German business and at the same time maximise synergies throughout the Group,” says Marion Höllinger, CEO, HypoVereinsbank Germany.     Milan, 10 January, 2025     For further information, please contact: mediarelations@unicredit.eu    

  Today, UniCredit S.p.A. (issuer rating Baa1/BBB/BBB+) successfully issued dual tranche Senior Non-Preferred bonds comprising of a EUR 1 billion with 4.5 years maturity, callable after 3.5 years, and EUR 1 billion with 8 years maturity, callable after 7 years, targeted to institutional investors.   The issuance follows a book building process that gathered a combined demand of approximately EUR 5.6 billion, with more than 290 orders from institutional investors.   Given the strong market feedback, terms of the two tranches were set as follows:   -          for the 4.5NC3.5 years bond, the initial guidance of 130bps over the 3.5-year mid swap rate has been revised downwards and set at 98bps, resulting in a fixed coupon of 3.30% paid annually, with an issue/re-offer price of 99.877%. The bond will have a one-time issuer call on July ‘28. Should the issuer not call the bond, the coupons for the subsequent periods until maturity will reset to a floating rate equal to 3-months Euribor plus the initial spread of 98bps;   -          for the 8NC7 years bond, the initial guidance of 170bps over the 7-year mid swap rate has been revised downwards and set at 140bps, resulting in a fixed coupon of 3.80% paid annually, with an issue/re-offer price of 99.710%. The bond will have a one-time issuer call on January ‘32. Should the issuer not call the bonds after 3 years, the coupons for the subsequent periods until maturity will reset to a floating rate equal to 3-months Euribor plus the initial spread of 140bps.   The final allocation of the 4.5NC3.5 bond has been mainly in favor of funds (67%) and central banks (18%), with the following geographical distribution: France (27%), UK (21%), Iberia and BeNeLux (11% each).   In relation to the 8NC7 bond, the final allocation has been mainly in favor of funds (70%) and banks (10%), with the following geographical distribution: France (39%), UK (22%), Germany/Austria (14%) and Iberia (6%).   UniCredit Bank GmbH acted as Global Coordinator and as Joint Bookrunner together with Barclays, Erste Group, HSBC, IMI - Intesa Sanpaolo, ING, Mediobanca, Natixis and Santander.   The bonds, documented under the issuer’s Euro Medium Term Notes Program, will rank pari passu with the outstanding Non-Preferred Senior debt. The expected ratings are as follows: Baa3 (Moody’s)/ BBB- (S&P)/ BBB (Fitch).   Listing will be on the Luxembourg Stock Exchange.     Milan, 9 January 2025   Contacts:  Media Relations e-mail: MediaRelations@unicredit.eu Investor Relations  e-mail: InvestorRelations@unicredit.eu